Here is my stockpile of consumer-education reports on Retirement Planning related topics I have created for you to send with your client newsletter and other marketing efforts (per our agreement).   If you would like to view all  the reports, visit the stockpile home page.

Please note, all content on this page and the links and downloads are my intellectual property and copyright protected.  Please be a good guy and respect that.  You know, the Golden Rule and all.

If you are one of my treasured subscribers, welcome back!   Happy shopping for the report that is a good fit for your publication!  If you are a visitor, then mosey over to this page for a “FREE + Shipping” offer and to see how you can get these reports for your own use.

RP1, “An Overview of Health Care Reform for Company Plans”  Individual Policies, Medicare and the Uninsured, If you are seeking to make sense of the new 2010 legislation about healthcare and insurance, this report will help you.  Get a brief, consumer friendly summary and important warnings about changes to your policy.

RP2, “Common Exclusions of Medicare and Medical Insurance” What types of health care will your insurance deny? Will that be a problem for you or no?

RP3, “Correctly Designating Your Life Insurance Beneficiary: Don’t Disinherit Your Grandchildren!”  Learn how to correctly title your beneficiary so it accurately reflects your wishes.

RP4, “Does Your Financial Plan Cover ‘The Widow’s Gap’?”  This report explains what the “widow’s gap” is, who it affects and more importantly, gives you a suggestion so your loved ones are safe and protected.

RP5, “Financial Records: Keep Forever, Save for a Year or Throw Away?”  This is a simple guideline on what to do with your financial records after your tax return is sent to Uncle Sam.

RP6, “The Health Care Reform Law: An Update”  The Health Care Reform Law is lengthy so justly, many don’t know the ins and the outs of the bill. It will most likely have an impact on your life in some way, so read this report to get a better understanding.

RP7, “How to Find and Claim Your Long-Forgotten Money!”  Did you know there is an online, searchable database of unclaimed money and property that can be yours with a short claim form and a 44 cent stamp?  Start the New Year with extra money by following the simple instructions in this report!

RP8, “How to Protect Your Financial Legacy from Creditors and Predators”  Not all heirs are equal.  Do you have special circumstances with your beneficiaries that worry you?  Find how to plan well for nearly every eventuality.

RP9, “Medical Identity Theft: Don’t Be a Victim!”  Learn what this is, what the consequences are, how to fix it and better yet, how to prevent it.

RP10, “The MIB: Do They Have a File on You?”  Even if you’ve never heard of it, the MIB may control your access to life and health insurance. They archive 150 million records! What’s in your file and how can you get it?

RP11, “How to Pick a Doctor off the Insurance Company’s List”  This is the dilemma everyone goes through when they change health or dental plans: Which doctor? I have a system that I have been sharing with my clients for years. Try it out. It sure beats closing your eyes and throwing a dart at the directory!

RP12, “Should You Take a Lump Sum Distribution of Your Retirement Account?”  Read this report to learn what a lump sum distribution is and to learn retirement planning options.

RP13, “CDs: Protect Your Money by Checking the Fine Print”  If you’re one of the many Americans who have turned to CDs for low-risk investments, read this report to protect your asset.

RP14, “How Will You Pay for Long Term Care Costs?”  Right now is the time to sort out how your long term care costs will be paid, whether through Medicaid, private insurance or many other options.

RP15, “Cash Reward for Reporting Medicare Fraud and Abuse”  To fight Medicare fraud and abuse, the government incentivized reporting suspicions of these crimes. Read this report to learn why and how you’d submit a complaint.

RP16, “Tips and Tricks of Beneficiary Designations”  Will the right heir receive your assets… or not?  Make sure your beneficiary designations on all your financial documents are correct and up-to-date using the information provided in this report.

RP17, “Travel Insurance Tips & Tactics”  You’ve probably heard of travel insurance but should you buy it?  Maybe, maybe not.  It depends on your needs what other insurance you already have.  Find out in this report.

RP18, “What is a Diagnostic Code and Why Should You Care?”  Diagnostic codes will severely impact your ability to buy and use any insurance product which dependent on your health records – Medicare insurance, individual or company health insurance and even life insurance. In this report, learn what they are, why they are important and how to fix problems caused by them.

RP19, “When Will YOU Become Uninsurable?”  At some time, everyone becomes uninsurable or at least too expensive to be insured.  How do you delay that as long as possible and keep your rates low?

RP20, “Which Preventative Services Are FREE with Your Medical and Medicare Insurance?”  Are you curious which preventative services and tests are now mandated as FREE on ALL health insurance policies?  Well, you’ve come to the right place.  This report gives you the scoop on this important benefit.

RP21, “The Widow’s Gap: Does Your Life Insurance Plan Cover It?”  What is a Widow’s Gap, who creates it and more importantly, how can you solve it so your loved ones are safe and protected?

RP22, “Top 10 Ways to Prepare For Retirement”  Too many people aren’t properly planning for a comfortable retirement. Read this report to learn the first steps to achieve your long-term financial stability.

RP23, “Getting Help from Social Security When a Family Member Dies”  Did you know there are living benefits to family members available from Social Security?  These may be crucial to a family’s financial survival… or not enough.  Read to find out.

RP24, “What Are ‘Excess Charges’ and Will You Have to Pay Them?”  Few people are aware of excess charges in medical insurance but they can have a HUGE impact on the out-of-pocket cost of care.  This is true for Medicare, private and company plans.  Arm yourself with correct information and save yourself money and stress.

RP25, “Potential Pitfalls of Annuities for Retirees”  Annuities are not for everyone but they do have tremendous advantages that could be an ideal complement to your savings portfolio.  But there are special cautions if you are in or nearing retirement.  Find out in this report!

RP26, “The Top 5 Things to Know about the ACA and Medicare”  If you’re a senior with some questions about how the Affordable Care Act will affect your Medicare, this report is a must read.

RP27, “What Is an Annuity?”  You hear the term but what does it mean.  And more important, is it a good choice for your long term savings goal?  This report gives you the basics and I’d be more than happy to help you with the rest!

RP28, “What is Long Term Care And Who Pays for It?”  This report answers core questions you may have regarding your long term care.  And what better way to plan for your financial health than with understanding this very important topic!

RP29, “Don’t Pay Taxes on Money You Didn’t Get!”  Did you know the IRS can tax you on money in a tax-deferred IRA that you did not withdraw?  In this report, find out the rules and how to avoid this penalty.

RP30, “Medicare: Protect Yourself from ID Theft and Fraud When Buying”  I bet you don’t know all the rules and regulations put there solely to protect you as a Medicare consumer.  This report tells those.  I think you’ll be impressed!

RP31, “Which Annuity Payout Is Best for You?”  Having annuities in your retirement portfolio can be an excellent strategy for making sure you do not outlive your money.  But do you know that you have several payout options?  This report will help you chose the one that works best for your situation.

RP32, “Who Can Legally Take from Your Retirement Savings?”  How safe is your retirement nest egg from creditors, predators and opportunists?  Pretty darn safe!  Find out who can and cannot take money from your retirement savings.

RP33, “Understanding Your Health Insurance: Deductible, Coinsurance, Copayments”  Health insurance can be confusing.  What is the difference between coinsurance and copayments and what do those have to do with the deductible?  Read this report to find out.

RP34, “Should You Take Your Retirement Benefits with You?”  If you leave an employer, what can you do with your retirement benefits saved there?  Good questions!  Your basic options are explained in this report.

RP38, “Warning! Protect Your Inheritance from Identity Thieves”  Identity theft is a growing problem but what doesn’t make the news is how easy it is to steal the key data of the recently deceased.  Find out the steps you should take to protect the good name and assets of your family.

RP40, “5 Things You Should Know About Retiree Health Insurance”  How will your employer’s health insurance plan change after you retire?  How will it work with Medicare benefits and when should you consider Medicare supplement insurance instead?

RP41, “Medicare Premiums Rules for Higher-Income Beneficiaries”  Are you considered a “high-income beneficiary”?  Will you have to pay more for Medicare Part B coverage?  What can you do if you disagree with their finding?

RP42, “What’s the Part D Late Enrollment Penalty?”  How can you avoid the Part D Late Enrollment Penalty?  How long do you have to pay it and what are the exceptions that get you out of the penalty for good?

RP43, “How to Compare Medicare Supplement Policies”  Do you feel confused by Medicare supplement plans A-N?  Use the simple side-by-side chart to select the benefits that are most important to you then buy with confidence knowing you have the right plan for your individual needs.